Health Reimbursment Arrangements

What Are HRAs?

Health Reimbursement Arrangements (HRAs) are employer-funded benefit programs designed to help you cover healthcare expenses. Funds from your employer are set aside in an HRA account, and you can use this money to pay for eligible medical costs.

How Can You Use HRAs?

Healthcare Premiums: In some cases, HRAs may be used to reimburse premiums for health insurance coverage. This offers financial relief, making it more affordable to maintain your healthcare coverage.

Medical Expenses: HRAs can be used to cover a wide range of qualified medical expenses, such as doctor visits, prescriptions, preventive care, and even vision and dental services.

Co-payments and Deductibles: HRAs can help you meet out-of-pocket costs like co-payments and deductibles. They act as a safety net to ensure you're not financially burdened by unexpected healthcare expenses.

Flexible Spending: HRAs are flexible; you can use the funds for any qualified healthcare expense that suits your individual healthcare needs.

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Ideal Potential Clients:

Small Business Employees:

Small businesses can offer HRAs as part of their benefits package to provide employees with a valuable healthcare cost-sharing option.

Soloprenuers who W-2 themselves:

Those looking for additional financial support to manage healthcare expenses, including premiums, co-pays, and deductibles, can benefit from HRAs.

Explore HRAs as a versatile healthcare solution and find out if they are the right choice for your unique needs.

HRAs provide financial flexibility to help you navigate healthcare expenses efficiently, offering a practical way to manage costs and maintain access to quality healthcare services.

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